Is Organic Farming Risky? Improving Crop Insurance for Organic Farms
Published in October 2019, this report presents findings from the NCAT project Is Organic Farming Risky?, a research and education project aimed at understanding and improving crop insurance for organic farms. This work was supported by the National Institute of Food and Agriculture, U.S. Department of Agriculture, under award number 2014-51300-22224.
↠ Download the full PDF report [PDF ~ 132 pages / 7MB]
The federal crop insurance program has traditionally been used mainly by farms growing corn, wheat, soybeans, rice, cotton, and a few other commodity crops. Within the past few years, though, new crop insurance options like Whole-Farm Revenue Protection have become available, greatly improving the opportunities for those who are diversified, grow fruits and vegetables, or farm with organic methods. Even if you’ve never considered crop insurance, and don’t know the first thing about it, the resources on this page will help you decide if these new products may be right for your situation.
NOTE: The following documents are available as Adobe Acrobat PDFs. Download Acrobat Reader.
• USDA Risk Management Agency
Serving America's agricultural producers through effective, market-based risk management tools to strengthen the economic stability of agricultural producers and rural communities.
• An Introduction to Crop Insurance for Organic and Transitioning Producers by the Organic Farming Research Foundation
This guidebook is designed to help you understand how crop insurance works and how to determine which crop insurance options are right for you. In this guidebook, there is information on insurance and coverage, record- keeping, working with crop insurance agents, and processing claims.
• Whole Farm Revenue Protection premium calculator
This tool helps estimate what your premium would be if you purchased a WFRP policy.
• Locate an Agent
The RMA Agent Locator page provides information about insurance agents. All data is provided by approved insurance providers operating under a reinsurance agreement with RMA.
• Whole Farm Revenue Protection Pilot Handbook
This handbook outlines the specific details of Whole Farm Revenue Protection for 2019.
• USDA Report Shows Organic Crop Insurance Losses Roughly Track Conventional
The National Sustainable Agriculture Coalition’s blog compares loss ratios of conventional and organic farmers.